Real-World Readiness
Credit Score 101
Objective
Understand what a CIBIL/credit score is, how it is calculated, and the habits that build or destroy it.
XP Reward
+125
Progress
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Intro
📚 Today's Lesson
Your CIBIL Score: The Trust Number
Score 780: Home loan at 7.5% → EMI ₹18,000/month. Score 580: Rejected or 14% → EMI ₹24,800/month. Difference: ₹6,800/month = ₹81,600/year!
🏁 Goal: Build and protect your credit score before you need it.
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